Revenue-Based Liquidity in UAE

Fuel your growth with flexible capital. Our revenue-based liquidity solution empowers UAE & KSA businesses to access non-dilutive liquidity that scales with your sales.

Pay only when you earn, with transparent terms and no equity dilution.

Quick approval
No hidden fees
Pay as you grow
100% ownership retained

Check Eligibility

What is Revenue-Based Liquidity?

Revenue-based liquidity (RBF) — also known as a revenue-based liquidity solution — is a modern way to raise capital without the burden of fixed EMIs or the risk of losing equity.

Instead of paying back a fixed installment, you agree to repay a small percentage of your future revenue until the total agreed cap is reached. This means your repayments rise and fall with your monthly sales.

✔ When revenue is high → you repay a higher amount
✔ When revenue dips → your repayment adjusts accordingly

This flexibility makes RBF one of the most founder-friendly ways of liquidity in the UAE.

Example: If you earn AED 200K, 5% = AED 10K repayment. If sales drop to AED 100K, repayment = AED 5K.

Why UAE Businesses Need Revenue-Based Liquidity

Running a business in the UAE comes with unique challenges:

Banks often demand collateral and lengthy paperwork.
Venture capital requires giving up equity and control.
Cash flow in sectors like eCommerce, F&B, SaaS, and retail can be unpredictable.

That's why our revenue-based liquidity solution in UAE is designed for fast-growing SMEs and startups. Whether you're scaling marketing, launching new products, or bridging seasonal gaps, RBF aligns with your growth.

How Our Revenue-Based Liquidity Works

Simple. Transparent. Growth-aligned.

1. Apply Online - Quick eligibility check
2. Revenue Review - We assess your sales performance. Instant evaluation — decision within 24-48 hours
3. Receive Funds - Capital disbursed directly to your business account
4. Pay as You Earn - A fixed % of your monthly revenue goes toward repayment
5. Close Faster - Once you hit the repayment cap, your obligation ends. Renew — increase your limit after successful repayment.

Benefits of Revenue-Based Liquidity in UAE

✔ Non-dilutive - Keep 100% of your ownership
✔ Aligned with revenue - Revenue-linked repayments, lighter in slow months
✔ Faster than banks - Approval in days, not months
✔ No collateral required - Approval based on revenue performance
✔ Transparent Pricing - No hidden fees

Eligibility for Revenue-Based Liquidity

Our UAE revenue-based liquidity solution is available to:

Businesses registered in the UAE with valid trade license
Companies with minimum monthly recurring revenue (MRR) of AED 30,000
eCommerce, SaaS, subscription-based, and retail companies
Companies at least 6-12 months old with consistent revenue

Documents required:

✔ Trade license
✔ Bank statements (6-12 months)
✔ VAT certificate (if applicable)
✔ Financial reports / sales data

Comparison with Other Liquidity Options

Feature	Revenue-Based Liquidity	Bank Loan	Equity / VC	Invoice Liquidity
Repayment	% of revenue	Fixed EMI	N/A	Based on receivables
Collateral	Not required	Often required	Not required	Invoices as security
Ownership	100% retained	100% retained	Diluted	Retained
Speed	Fast (days)	Slow (weeks - months)	Moderate	Moderate
Flexibility	High	Low	Medium	Medium

Frequently Asked Questions (FAQ)

Q1. What makes revenue-based liquidity different from traditional bank loans?

Revenue-based liquidity ties repayment to sales, so you never pay more than you can afford. Traditional loans require fixed EMIs regardless of business performance.
Q2. Is revenue-based liquidity legal and available in UAE?

Yes, our revenue-based liquidity solution fully complies with UAE financial regulations and is tailored for SMEs and startups across Dubai, Abu Dhabi, and Sharjah.
Q3. How much liquidity can I access?

We typically provide AED 50K to AED 2 million, depending on your revenue history and growth potential.
Q4. Do I have to give up equity?

No — revenue-based liquidity is non-dilutive. You retain 100% of your company ownership.
Q5. What documents are needed?

Trade license, VAT certificate (if applicable), bank statements (6–12 months), and proof of revenue performance.
Q6. What industries qualify?

E-commerce, SaaS, subscription businesses, F&B, retail, and other high-growth sectors in UAE.
Q7. How soon can I get the funds?

Approvals are usually completed within X–Y business days, much faster than banks.
Q8. What happens if my revenue drops?

Your repayment automatically adjusts — you pay less in slow months, more in strong months.
Q9. Is Fincobox regulated?

Yes, Fincobox operates in compliance with UAE financial & AML regulations.

Get Started Today

Empower your business growth with the most flexible revenue-based liquidity solution in UAE.

Non-dilutive | Transparent | Growth-aligned

Apply Now

Empowering UAE SMEs with innovative liquidity solutions. Fast, flexible, and reliable business liquidity.

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📞 +971 458 43201
✉️ info@fincobox.com
📍 M5 - 078, Arkan Business Center, Fronds Building, Sheikh Rashid Road, Al Garhoud, Dubai, UAE